Planning for the Future:

Findings from Research on the Commonwealth's Current and Coming Retirees

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Preface and Summary

Future Implications of the Era of Aging

Retirement Planning and Financial Security

The Fourth Pillar: Meeting the Cost of Health Care

The Fruits of Retirement: Health and Well-Being

Expectations of Government Among Aging Kentuckians

Other Factors Affecting Quality of Life

Resources

Appendix A:  Survey Instrument

Appendix B:  Kentucky Retirement Survey: Background Information and Sample Characteristics

Appendix C:  Social Security Dependence and Standards of Living

Appendix D:  Satisfaction with Elder-Care Services

Appendix E:  Medicare Dependence and Health Status

Appendix F:  Physical Functioning Models